Renuka Jain

A woman is a blessing of God. She is blessed with natural feelings of warmth, compassion & care. She will go every extra mile to create best for her family  She as a Mother or daughter or wife shall always keep family first before her. Hands folded in front of almighty shall always ask for health & wealth of family before her own desires.  And so the creator gave her this right to create. She gives birth to a soul feeling the same months before anyone sees the body. She feeds the soul with a part of her & forgoes her ambitions. Family dreams & fortunes are now her dreams.  While all this is is so true recently I have seen & experienced other side of this. I might be wrong but these are only my feelings & nothing to hurt others.  For this my small background. When I joined CA I was one of rare females. Travelling in crowded blue line buses to third class trains. Using toilet meant for Man as most offices did not have separate t...

The contributory pension system was notified by the Government of India on 22 December 2003, now named the National Pension System (NPS) with effect from 1 January 2004. The NPS was subsequently extended to all citizens of the country with effect from 1 May 2009, including self-employed professionals and others in the unorganised sector on a voluntary basis. Tier I :The primary account, which is a pension account which has restrictions on withdrawals and utilisation of accumulated corpus. All the tax breaks that NPS offers are applicable only to Tier I accounts. Tier II: In order to introduce some liquidity to the scheme, the PFRDA allows for a Tier II account where subscribers with pre-existing Tier I accounts can deposit and withdrawn monies as and when they want. NPS Tier II is an investment account, similar to a mutual fund in characteristics. The subscribers can choose between 8 Fund Managers namely- ICICI Prudential Pension Fund Management Co. Ltd. HD...

Respected Prime Minister Narendra Modi Toady I am not writing as a professional or Citizen  This is the voice of an emotional mother in Delhi  2015 Delhi elections I did may best to convince people to vote for you. But I guess false promises, money and bottle of liquor has more weightage in this country than true work. The result which I was fearing. Aam Aadmi Party, the worst party ever in history of this country won with huge majority. Being born and brought up in Delhi I have a huge emotional connect to the city. My education and professional upsurge is all for this city. I still remember those peaceful and happy moments in Delhi University outside Shri Ram College of Commerce. I used to come late at nights  after my audits travelling DTC busses with no scare.  That jogging through the streets and going for picnics in open air. Sitting outside at tea stall and having tea not worried about pollution and health I am a mother now. Delhi is no more proud ca...

Dear Prime Minister. I saw your pics today & respect your humbleness even when you are abused day in and out. I have huge respect for you and you are an inspiration to many. Self made, fighting all odds from being called " maut ka saudagar'' to being a world most followed leader.  The risk of Surgical strikes where opposition did not spare you asking for proof, god forbid if it had been a failure. Demonetisation where 38 leading economists of the world discounted India for next one year, forget the likes of P Chidambaram, Manmohan Singh and many more who had hidden agenda. Today you stand tall with GDP on track and economists running for cover. This letter is from an ordinary citizen who is in pain today. Pained to see Anti national slogans being glorified in name of freedom of speech. Pained to see the same Delhi university which gave foundation to my carrier debating how Army rapes woman. Pained to see a girl Gurmehar Kaur occupies three days in media when...